When you’re on the run, gas stations might be a simple way to get cash. Many but not all gas stations in the United States provide cashback, while some have low cash-back maximums or minimum purchase requirements.
Some charge cash-back fees and limit the kind of cards that can be used. It’s important to keep in mind that cash-back policies at gas stations can vary by location, especially at franchised gas stations. It’s a good idea to phone ahead and check if a particular gas station offers cashback in certain situations.
Driving to the Bank or Gas Station: Which is Better Option?
Driving to the bank is not only inconvenient, but it also wastes gas. It’s unacceptably high for a frugal shopper or someone on a strict budget. Certain petrol stations will give you cashback so you may get cash on the road. Combining a road trip with other errands is a great idea. Cashback policies, on the other hand, differ from one petrol station to the next.
Because most gas stations are individually owned and run, they may have disadvantageous cash withdrawal policies. For example, some sites charge a small fee, while others restrict the types of debit cards that can be used.
To obtain cash back at most gas stations, you’ll need to meet some minimum purchase requirements. The cashback maximums at the stores are usually minimal. Expect to get less than $500. Grocery retailers are the most generous, offering hundreds of dollars in cashback.
How To Get Cashback From Debit Card?
As a convenience, many petrol stations will refund cash from a debit card to assist consumers to save time and prevent out-of-network fees. It’s an option to use an ATM to take cash from your checking account without incurring fees.
To begin, you must purchase a minimum of something from the gas station, such as sweets, coffee, gas, or kerosene at the pump.
The clerk or the card processing terminal will next ask you to pick between debit and credit. To earn cashback, select the debit option. If you handle debt as credit, you will not be eligible. A debit card cannot be used without a PIN code.
You’ll get questioned if you want your money returned. Select “Yes” and enter the required amount of money. The maximum cashback amounts offered by that individual retailer or gas station will be the only options.
Because the cashback is bundled with your purchase, it will appear on your bank statement as a single transaction. Once the transaction is approved, the cashier will pay you the extra cash.
List of Gas Stations that Do Cashback
There are gas stations that provide cashback, allowing you to fill up your car while withdrawing money from your chip-enabled debit card. The amount of cashback you can get from a gas station varies depending on the store’s restrictions, but it’s typically modest when compared to an ATM.
However, not every gas station offers cashback. Some establishments only accept major credit cards such as Visa and Mastercard. Independently-owned gas stations, for example, may have more stringent policies, such as fees and minimum purchases, when it comes to obtaining credit card cashback.
Gas Stations Giving Most Cashback
- AMPM
AMPM operates around 950 petrol stations on the west coast, with the option of withdrawing cashback from their stations. MoneyGram money transfer, check to cash, and bill payment services are among their other offerings.
| Type of cashback | Mastercard, Visa, and Debit cards |
| Limit | $40 |
| Fee | No fee |
- BP
BP has over 7,200 gas stations in the United States, the majority of which are independently owned and operated. Other services provided at gas stations include 24-hour ATM services, which vary by establishment.
| Type of cashback | Debit cards only |
| Limit | $40 |
| Fee | No fee |
- Chevron
Chevron operates approximately 300 company-owned gas stations and over 400 franchised gas stations. Check to cash, ATM withdrawals, and propane tank refills are among the various services they provide.
| Type of cashback | Debit cards only |
| Limit | $40 |
| Fee | No fee |
- Circle K
In over 20 states, Circle K operates over 15,000 petrol stations and convenience stores. Other services include an ATM and 24-hour check cashing. You need to spend around $3 for getting cashback.
| Type of cashback | Debit cards only |
| Limit | $40 |
| Fee | No fee |
- Citgo
Citgo operates over 5,000 gas stations throughout 30 states. They sell kerosene, jet fuel, lubricants, waxes, diesel fuels, and petrochemicals all over the world. They also offer money orders, cash checks, and mobile money transfers.
| Type of cashback | Debit cards only |
| Limit | $40 |
| Fee | No fee |
- Cocono
Conoco operates around 2,000 gas stations in the United States. They require a minimum of 3% of the transactions to receive cashback, and other services include ATMs and the sale of money orders.
| Type of cashback | Mastercard, Visa, and Debit cards |
| Limit | $50 |
| Fee | No fee |
- Exxon Mobil
ExxonMobil has around 12,000 gas stations, the majority of which are independently owned and operated. They provide ATM services as well as sell money orders.
| Type of cashback | Debit cards only |
| Limit | $40 |
| Fee | No fee |
- Hannaford
In the northeast, Hannaford supermarkets and petrol stations can be found in Maine, New Hampshire, Massachusetts, New York, and Vermont. Gift cards, rug cleaning, a liquor store that cashes checks, pharmacy, online grocery ordering, and DVD rental are among their additional offerings.
| Type of cashback | Debit cards, personal checks, Credit cards |
| Limit | $100 |
| Fee | No fee |
- Kwik Fill
In the northeast, Kwik Fill operates roughly 280 convenience stores and gas stations. Diesel, ATM, kerosene purchase, gaming lounge, wine sales, lottery, and propane are all available.
| Type of cashback | Debit cards only |
| Limit | $20 |
| Fee | No fee |
- Kwik Trip
Kwik Trip operates approximately 600 convenience stores and petrol stations, each with its dairy and bakery. Selling MoneyGram money orders, kerosene, and fee-free ATMs are some of their services.
| Type of cashback | Mastercard, Visa, and Debit cards |
| Limit | $20 |
| Fee | No fee |
- Kum and Go
Kum & Go has over 400 convenience outlets across 11 states in the Midwest. To receive cash back, you must spend at least $2.50. Kum and Go provide services such as kerosene, ATMs, and solar-powered EV charging stations.
| Type of cashback | Mastercard, Visa, and Debit cards |
| Limit | $20 |
| Fee | No fee |
- Marathon
Marathon operates over 10,000 convenience stores and gas stations throughout the United States. Their services include selling gift cards, ATMs, and money orders, and they are open 24 hours a day.
| Type of cashback | Debit cards only |
| Limit | $50 |
| Fee | $1.99 |
- Meijer
Meijer has more than 250 supercenters and 200 petrol stations throughout the Midwest. Shipt, gift cards, pilot car driver fuel centres for huge vehicles, stamps, Western Union money orders, check to cash, and a 48-hour BISSELL carpet cleaning rental are all available.
| Type of cashback | Debit cards, and personal checks |
| Limit | $50 for debit card and $25 for personal checks |
| Fee | No fee |
14. Phillips 66
Phillips 66 has more than 7,500 independently operated gas stations in 48 states. For cashback, they have a $3 minimum purchase requirement. At a petrol station, services such as ATMs and check cashing are offered.
| Type of cashback | Debit cards only but it may vary by location |
| Limit | $50 |
| Fee | No fee |
- Quick Trip
From coast to coast, QuickTrip has around 900 gas stations and convenience stores. QuickTrip offers ATM services and sells Western Union money orders.
| Type of cashback | Debit cards accepted by some locations |
| Limit | Varies by store |
| Fee | No fee |
- Shell
In the United States, Shell operates over 14,000 gas stations, the majority of which include convenience stores. The petrol station accepts checks and provides other financial services. The Money orders, 24-hour ATMs, and check cashing are all available.
| Type of cashback | Debit cards only |
| Limit | $40 |
| Fee | No fee |
- Sunoco
Sunoco operates more than 7,300 petroleum stations throughout 30 states. They spend at least $3 to earn cash back, and other services include ATM withdrawals and check to cash.
| Type of cashback | Mastercard and Visa Debit cards |
| Limit | $40 |
| Fee | No fee |
- Texaco
In the southeast, Texaco operates about 1,300 gas stations in 12 states. They do check cashing, ATM withdrawals, and lotteries. They work 24 hours a day, however, this varies by area.
| Type of cashback | Debit cards only |
| Limit | $10-20 |
| Fee | No fee |
- Valero
In the United States, Valero operates about 7,400 convenience stores and gas stations. They sell MoneyGram money orders and are open 24 hours a day, depending on the region.
| Type of cashback | Debit cards only |
| Limit | $20 |
| Fee | No fee |
- Weis Markets
Weis Markets has roughly 200 convenience stores and gas stations in seven eastern states. They offer an ATM and sell dry ice, and their hours are 7 a.m. to 9 p.m., albeit this varies every store.
| Type of cashback | Visa, Mastercard, and debit card |
| Limit | $50 |
| Fee | No fee |
- 7-eleven
In the United States and Canada, 7-Eleven operates over 14,000 convenience stores and petrol stations. At most places, they are limited to two transactions per day. MoneyGram money orders and Sells Western Union are two other services.
| Type of cashback | Debit cards only |
| Limit | $10 |
| Fee | No fee |
Gas stations Giving Highest Cashback
Hannaford is one of the best gas stations for cash back, with a $100 cap. There are no fees for using debit cards, Discover credit cards or personal checks.
It’s simpler to discover petrol stations that will offer you $5 or $10 in cash, but it’s more difficult to find ones that will give you $50 or more. Grocery stores and supermarket-operated gas stations typically have the largest cash back limits.
Finally!
The modern shopper is always on the move. There’s no shortage of errands that demand your attention at the same time, thanks to busy schedules, large to-do lists, and tight deadlines.
To get money back at a petrol station, you only need to make a minimum purchase; however, some locations levy a small fee. Although gas stations may not have the highest maximum, they are a fantastic way to get $5 or $10 cashback.
When you can’t find a place that cashes checks without an ID or a third-party check, it’s a terrific way to receive cash. The procedure is straightforward, and in most situations, the cost is zero.